I’m Wendy.
From Taiwan, based in Arizona.
Value Props
Capital Markets Fluency
Reg CF, Reg D, Reg S, Reg A, IPO, and Rule 144A: structured right the first time.
Digital Asset Native
MIT-certified in blockchain and legal technology. Built for clients who don't fit a 20th-century compliance framework.
Direct Access
You work with me. Not a rotating team of associates learning your file as they go.
Corporate, securities, and digital asset compliance counsel for issuers, fintechs, and founders building outside the traditional rails.
Who I Work With
Founders
Raising capital under Reg CF, Reg D, Reg A, or others.
Companies operating across borders
Who need counsel that understands both sides.
Fintech and digital asset companies
Building compliance from the ground up.
SEC- and FINRA-member firms
Registered broker-dealers, SEC- and FINRA-member firms managing ongoing regulatory compliance.
General Corporate Clients
Formation, contracts, and the operational legal work that keeps a business running.
Boards and Management Teams
Who need governance done right, not just done.
Investor and Shareholders
Investors and shareholders seeking legal review for removal of restrictive legends on their securities either through Rule 144, Section 4(a)(1), or others.
Lenders and Creditors
Seeking counsel on loan documentation, security agreements, and UCC Article 9 compliance — from deal structuring through ongoing advisory.
Counsel Built for Where Capital Markets Are Headed
I'm Wendy Culbertson, a corporate and securities attorney licensed in Arizona and Texas, focused on the intersection of capital markets, fintech, and digital assets.
My practice covers securities compliance under Reg CF, Reg D, Reg A, and Rule 144A, corporate governance, and cross-border transactional work, built for clients operating in spaces traditional firms are still catching up to.
I hold a certification in Blockchain and Legal Technology from MIT, and I've founded a legal technology company myself. I understand the operational reality of the businesses I advise, not just the regulatory theory.
I like helping founders and investors because companies deserve counsel that moves at their speed and actually understands the asset class. No bureaucracy. No translation layer. Direct, informed counsel, every time.
Jurisdiction: Arizona, Texas
JD, Arizona Summit, Class of 2017
Legal Technology and Blockchain, MIT, 2024
Practice Areas
Going Public
Counsel for companies pursuing a public listing — from S-1 and offering documentation through Form 211 sponsorship and FINRA Rule 6432 compliance, to OTC Markets uplisting and shell company status under Rule 144(i).
Capital Markets
Strategic counsel for capital markets transactions and private resale exemptions. Structuring deals that move efficiently between issuers, institutional buyers, and the regulatory frameworks that govern them.
Corporate Governance
Board structure, bylaws, governance frameworks, and the unglamorous infrastructure that protects a company when it matters most.
Cross-Border Transactions
Structuring deals or offerings and counsel for companies that don't stop at the U.S. border.
Reg D Private Placements
Exempt offerings for companies raising from accredited investors. Structuring, disclosure, and compliance counsel for 506(b) and 506(c) offerings.
Reg CF Securities Counsel
Crowdfunding offerings done right, from offering structure to SPV formation to ongoing compliance. I work directly with issuers and platforms to get capital formation transactions structured cleanly and compliantly from day one.
Digital Asset & Fintech Compliance
Regulatory counsel for companies building in digital assets, blockchain infrastructure, and fintech. Where the rules are still being written and most counsel is still catching up.
Let’s Talk!
Schedule a free 1:1 consultation with me today.
